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Premium estimates use 2027 carrier rates. Marketplace plan availability, benefits, EHB percentages and all-carrier benchmark data come from CMS's 2027 individual medical dataset and Rate PUF, retrieved November 2, 2026. Only Louisiana Blue options are displayed; competing carriers are used solely to establish the benchmark.

• HealthCare.gov — 2027 individual medical dataset
• CMS — 2027 Rate PUF and plan data
• IRS Revenue Procedure 2026-26 — 2027 contribution table
• 2026 HHS poverty guidelines used for 2027 Marketplace coverage
• HealthCare.gov — cost-sharing reductions

Standard subsidy estimates use household MAGI from 100% through 400% FPL and the 2027 contribution percentages. Estimates assume one tax family in one parish. The benchmark is the second-lowest-cost eligible Silver plan for subsidy-eligible applicants, with tobacco charges removed and EHB percentages applied. The credit cannot exceed the enrolled eligible members’ non-tobacco EHB premium. Income-based CSR applies to Silver only: 94% through 150% FPL, 87% above 150% through 200%, and 73% above 200% through 250%. These percentages describe actuarial value, not a percentage discount on every bill.

For 2027, the poverty guideline is $15,960 for one person plus $5,680 per additional person. Rates charge the three oldest dependent children under 21 per family, plus other enrolled members. Special tribal, mixed-parish, mixed-tax-family, immigration, HRA, or nonstandard eligibility situations require Marketplace review. Mixed eligible / full-price quotes are estimates and should be checked against Marketplace premium allocation. No enrollment is submitted here. Final eligibility and APTC are determined by the Marketplace and reconciled on the tax return.

Household and census inputs stay in this browser page and are not saved by the app. Source data snapshot: November 2, 2026.