Clear choices. Real numbers.
Compare premiums, see the calculation, and look beyond year one.
Premium comparison
Click a column heading to sort. Click again to reverse. Lowest monthly price is shown first.
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Annualized = monthly × 12. Difference compares the same plan and coverage type with Blue Cross.
See how the schedule changes with age
Holds today's rate schedules constant, advances age, and applies AARP's published discount reduction. It does not predict actual renewals, future filings, durational changes, or underwriting. Household eligibility is assumed to continue.
| Age | Blue | Humana | Achieve | HealthSpring | AARP/UHC | AARP enrollment discount* |
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*Group 1: 39% at ages 65–68, then 3 percentage points less annually, reaching 0% at 81. New-applicant and continuing-policy assumptions can differ; this is a schedule illustration. Blue's loaded age schedule stops age-based increases at 81; future general rate increases remain possible.
Plan documents & hospital directories
View supplied benefits and agency flyers. The supplied benefit summaries retain their printed year and dollar amounts; verify amounts for the coverage year. Carrier outlines remain available under each quote's Calculation & source link.
Blue Cross directory · March 2026 · AARP/UHC directory · packet pages 75–80
The loaded Humana and Achieve outlines list standard G/N; a Humana SELECT G/N directory is not loaded. Standard G/N has no SELECT hospital restriction.
Searches text in the supplied directories, not a live network feed. Results are page excerpts; check the linked PDF for exact location, footnotes and network restrictions. Confirm current participation before enrollment.
Quote sheets used for arithmetic checks
Plan G comparison · Plan N comparison
Age 65, female, non-tobacco, ZIP 70448, January 1, 2027. Displayed household percentages describe available discounts, not automatically applied discounts. Humana and AARP displayed values equal the loaded base minus $2. HealthSpring preferred G/N equals revised annual base × 0.0833.
Source register
Published May 1, 2026 schedule, labeled 2026–27. Two parish areas. This desk restricts illustrations for new effective dates to April 30, 2027 pending the next schedule.
Open BlueChoice 65 brochure (PDF) · Open May 2026 rate sheet (PDF) · Carrier rate pageLA81077NM20-1 · January 1, 2027. Two parish areas. Preferred and Standard; 5% household and $2 ACH applied separately to base premium.
Open source PDFLAAI81077-4 · July 1, 2026. Two parish areas. Preferred and Standard; 12% household and $2 ACH applied separately to base premium. Confirm no replacement schedule for requested date.
Open source PDF2026-AARP-EU-KLA39, edition September 30, 2026. Effective dates June 1, 2026 through May 1, 2027. ZIP-level areas, sex/tobacco classes, Group 1 enrollment discount or Group 2 Level 1. Membership dues excluded. Multi-insured and EFT combination should be checked against a carrier quote.
Open enrollment packetSERFF CCGH-134857561. Historical October 1, 2025 schedule and revised proposed schedule. Included at your request using the revised schedule, reconciled to supplied age-65 quotes. Carrier verification before enrollment.
Current exhibit · Revised proposed exhibitHealthSpring filing comparison
Uses selected age, sex, plan and HealthSpring rate class. Area I: ZIP prefixes 705–706, 710–711, 713–714 (0.83 factor); otherwise Area II (1.00). Monthly bank draft factor 0.0833. Historical/proposed amounts only.
A same-age filing increase is separate from an age-based increase. These exhibits do not establish duration-based increases. The two household discounts are not multiplied together.